Andrew Sikomas
Deposit with offer vs down payments
TL;DR: a deposit with offer is a show of seriousness when you're negotiating an offer to purchase a property, while the down payment is...
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Andrew Sikomas
7 min
How much does it cost to buy a home? Learn all about closing costs.
TL;DR: Budget about 1.5% of the home price, over and above your down payment. That number will be different (possibly very different) for...
Andrew Sikomas
5 min
Include renovations in your mortgage - here's how! (Purchase + Improvements)
TL;DR: When purchasing a home, buyers can add the cost of home upgrades into their mortgage. The program is designed to allow for up to...
Andrew Sikomas
3 min
What is a mortgage pre-approval? How is it different from a pre-qualification?
A fast, easy and free pre-approval from Click Mortgage is the best way to find out where you stand if you're thinking about buying a home
Andrew Sikomas
3 min
Fixed vs. Variable Rate Mortgages: What To Choose
When people hear that we’re mortgage brokers, the first question that they usually ask is, “what’s your best rate?” The reason we don’t...
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