TL;DR: Closing an old un-used credit account might hurt your score; your score will go up or down for a variety of reasons; a good credit...

Is it really necessary to pull credit? Will it hurt me? TL;DR: Yes, it is necessary. And generally, no, it won't hurt you. But it can...

If you're in the market for a new home in 2022, in just about any market in Canada, there's a good chance you may be facing some stiff...

TL;DR: don't just sign on the dotted line from your current lender. Your renewal is a free opportunity to make sure you're getting the...

TL;DR: you can take up to $35k/person out of your RRSPs tax-free to buy your first home. You pay back your RRSP over 15 years, or you pay...

TL;DR: most of these programs are just for first time buyers, and some of them are "use it or lose it" so you'll want to know what they...

TL;DR: a deposit with offer is a show of seriousness when you're negotiating an offer to purchase a property, while the down payment is...

TL;DR: Budget about 1.5% of the home price, over and above your down payment. That number will be different (possibly very different) for...

TL;DR: When purchasing a home, buyers can add the cost of home upgrades into their mortgage. The program is designed to allow for up to...

A fast, easy and free pre-approval from Click Mortgage is the best way to find out where you stand if you're thinking about buying a home

When people hear that we’re mortgage brokers, the first question that they usually ask is, “what’s your best rate?” The reason we don’t...

Life Insurance? Isn’t That Just For Old People? If there’s one thing more boring than mortgages, it’s life insurance. So, we get it if...